Privacy Policy
Last updated: April 2026
At Wellspent, your privacy is fundamental to how we build and operate our product. This policy explains what data we collect, how we use it, and your rights.
Information We Collect
When you create an account, we collect your name, email address, and an encrypted password. When you use the app, we store the financial data you enter — accounts, transactions, budgets, goals, and debt plans. We do not collect data from your bank, browser history, or any third-party source.
How We Use Your Data
Your data is used solely to provide and improve Wellspent's features for you. We use it to display your dashboard, generate reports, and deliver the functionality you expect. We never sell, rent, or share your personal or financial data with third parties for advertising or marketing purposes.
Cookies
We use a minimal set of cookies required for authentication and to remember your language preference. We do not use tracking cookies or third-party analytics cookies.
Data Security
Your data is transmitted over HTTPS and stored in encrypted databases. Passwords are hashed using industry-standard algorithms. We follow security best practices to protect your information.
Data Retention
We retain your data for as long as your account is active. If you delete your account, all associated data is permanently removed from our systems.
Your Rights
You have the right to access, correct, or delete your personal data at any time. You can update your profile in Settings or contact us to request full data deletion.
Changes to This Policy
We may update this policy from time to time. If we make significant changes, we will notify you through the app or via email.
Contact Us
If you have questions about this policy, please reach out through our contact page.