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Welcome to Wellspent

Wellspent Team

Managing your money shouldn't require a finance degree. That's why we built Wellspent — a free, privacy-first personal finance tracker that makes it easy to understand where your money goes and where it should go next.

Why Wellspent?

Most finance apps either overwhelm you with features you don't need or lock the good stuff behind expensive paywalls. Wellspent takes a different approach: all core features are free, forever.

What you can do

  • Track your accounts — Add checking, savings, credit cards, and more. See your balances at a glance.
  • Set budgets — Create monthly budgets by category and track your spending in real time.
  • Crush debt — Model payoff strategies like avalanche and snowball to see exactly when you'll be debt-free.
  • Set goals — Save for a vacation, emergency fund, or anything else. Track contributions and celebrate milestones.
  • See reports — Visualize spending patterns, income trends, and net worth over time.

Privacy-first

Your financial data belongs to you. Wellspent doesn't connect to your bank, doesn't sell your data, and doesn't track you with ads. It's a simple tool that helps you manage your money — nothing more.

Get started

Ready to take control of your finances? Create a free account and start tracking today. It takes less than a minute.